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Discounting of bills up to original
tenure of 120 days
Join Thousands of SMEs who avail Working Capital Loans through India's largest B2B 'Buying Club'
Join Thousands of SMEs who avail Working Capital Loans through India's largest B2B 'Buying Club'
In order to ease pressure on cash flow and facilitate smooth running of business, FinanSME helps the partner SMEs in obtaining Working Capital Loan facility from its Banking/NBFCs Partners. Our Bill Finance facility plugs in the mismatches in the cash flow and relieves the SMEs from worries on commitments.
Our strong accreditation process ensures that all of your transactional history is recorded with us and then reported back to our Financial Institution partners. This ensures availability of the SME’s transactional data with Power2SME and helps reduce the processing cycle time for the loan significantly, once all necessary documents have been submitted and approved.
We aim to effectively partner with SMEs at every step in their journey and help them enhance productivity by multifold. We look to engage with them to understand your working capital needs and growth plans well, so we can ascertain and provide the appropriate working capital they need for their growth
You are eligible to apply for a Working Capital Loan
| PAN Card | Company Proprietor/Partners/Directors (As applicable) |
| MoA/AoA | |
| GST Registration certificate | |
| Address Proof | Company (Latest copy of Electricity bill, Landline Phone bill) Key Persons Adhaar Card |
| Bank Statement | All running accounts of the company for last six months (In PDF format as downloaded from net banking) |
| Audited B/S | AY 2016-2017 (ITR, form 3CD, form 3CB, Balance Sheet and P&L and Trading account, All schedules, Notes to accounts, Auditors report and Director's report) AY 2017-2018 (ITR, form 3CD, form 3CB, Balance Sheet and P&L and Trading account, All schedules, Notes to accounts, Auditors report and Director's report) AY 2018-2019 (ITR, form 3CD, form 3CB, Balance Sheet and P&L and Trading account, All schedules, Notes to accounts, Auditors report and Director's report) |
| ITR | All Directors/Partners for last two Financial Years |
| VAT Returns | 1st April' 2016 till 30th June’ 2017 and GST returns (as filed till date) |
| Latest List of Directors & Shareholders | On the letter head of the company |
| Sanction letter (All loans) | CC/OD limits and all term loans from Banks and NBFC's |
| Top 3 clients | On letter head mentioning Name of the company, contact person, contact no:, Annual business volume and years of association |
| Top 3 suppliers | On letter head mentioning Name of the company, contact person, contact no:, Annual business volume and years of association |
| Month wise sales | From 1st April' 2017 till date (On letter head) |